HR 2544

Official Title: To prohibit the Secretary of Labor from constraining the range or type of investments that may be offered to participants and beneficiaries of individual retirement accounts who exercise control over the assets in such accounts.

Introduced: 2025-04-01

Passed House:

Passed Senate:

To President:

Became Law:

Categories: House Introduced Pension

Financial Freedom Act of 2025

This bill prohibits the Department of Labor from limiting the type or range of investments that fiduciaries may offer participants and beneficiaries in certain employer-sponsored retirement plans. The bill applies to certain defined contribution plans that permit participants or beneficiaries to exercise control over the assets in the account, such as a 401(k) plan that allows participants or beneficiaries to select additional investment options through a self-directed brokerage window.

Action(s)

  • 04/01/2025 - Referred to the House Committee on Education and Workforce.
  • 04/01/2025 - Introduced in House

Bill Details

  • Financial Freedom Act of 2025

    Short Title

  • House

    Type

  • 119

    Congress Number

  • HR2544-119

    Full Number

Sponsor

Rep. Donalds, Byron [R-FL-19]

Rep.